Plunge Now, Pay later
Quick, Easy Application
Get qualified in minutes with no impact on your credit score.
Choose Your plan
0% APR available for up to 24 months*
No Hidden Fees
No pre-payment penalties, signup fees, or differed interest
Check Out Fast
Once approved, simply choose the Bread Pay option at checkout.
*A temporary authorization hold will be placed on your debit or credit card to ensure your card will cover the first two payments. One payment will be immediately voided. Please note, your financial institution may charge you one or more non-sufficient funds or overdraft fees if any loan payment exceeds your account's available balance. If you pay with a credit card, your credit card issuer may charge interest and/or fees. Subject to approval of credit application. Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial™ company.
